Swiss Lawmakers Want to Cap UBS Assets Following Credit Suisse Takeover

The assets of UBS, the Swiss banking giant that took over troubled Credit Suisse, could be reduced to a quarter of its holdings if a proposal by a section of Swiss lawmakers is successful, according to a local media outlet.

The Social Democrats (SP) are working on a proposal to limit the combined assets of UBS estimated at CHF1.5 trillion. The left-wing party says the lender’s assets pose a significant risk to the country because the state backed its takeover of Credit Suisse.

In April, the Swiss government rescued the impending collapse of Credit Suisse by guaranteeing a bailout package of CHF109 billion. According to Samira Marti, a member of the Socialist Party who spoke to the newspaper Argao newspaperThe combined assets of UBS and Credit Suisse exceed the Swiss GDP which is currently CHF771 billion. Marty said the maximum amount should be less than half the amount.

Moreover, the politician indicated that if the parliament does not approve the cap, the alternative would be to impose strict capital requirements for UBS assets that fall above half of GDP.

A guarantee of 109 billion francs backed by the government

The Swiss parliament, a section of which opposed the government-backed bailout of Credit Suisse during a symbolic vote, is said to be debating imposing a 15% share requirement against UBS. “The goal is for UBS to become leaner,” Marty said, adding that “we have to make improvements so that banks are less volatile.”

Credit Suisse’s woes escalated when the lender announced large inflows of assets during the first quarter of the year, including a writedown of CHF15 billion in additional Tier 1 (AT 1) capital notes required by the industry regulator after the merger.

The lender’s reported wealth management and net asset outflows were accompanied by mass layoffs, which began in January and continued through March before the announcement of the acquisition of UBS-Credit Suisse. In addition, UBS announced the reduction of 36,000 jobs in the finance and technology sector after the acquisition.

Meanwhile, not only does UBS face opposition from the Swiss lawmaker regarding the Credit Suisse takeover; The country’s public prosecutors are also investigating the circumstances surrounding the takeover to determine whether there was any criminal violation.

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The assets of UBS, the Swiss banking giant that took over troubled Credit Suisse, could be reduced to a quarter of its holdings if a proposal by a section of Swiss lawmakers is successful, according to a local media outlet.

The Social Democrats (SP) are working on a proposal to limit the combined assets of UBS estimated at CHF1.5 trillion. The left-wing party says the lender’s assets pose a significant risk to the country because the state backed its takeover of Credit Suisse.

In April, the Swiss government rescued the impending collapse of Credit Suisse by guaranteeing a bailout package of CHF109 billion. According to Samira Marti, a member of the Socialist Party who spoke to the newspaper Argao newspaperThe combined assets of UBS and Credit Suisse exceed the Swiss GDP which is currently CHF771 billion. Marty said the maximum amount should be less than half the amount.

Moreover, the politician indicated that if the parliament does not approve the cap, the alternative would be to impose strict capital requirements for UBS assets that fall above half of GDP.

A guarantee of 109 billion francs backed by the government

The Swiss parliament, a section of which opposed the government-backed bailout of Credit Suisse during a symbolic vote, is said to be debating imposing a 15% share requirement against UBS. “The goal is for UBS to become leaner,” Marty said, adding that “we have to make improvements so that banks are less volatile.”

Credit Suisse’s woes escalated when the lender announced large inflows of assets during the first quarter of the year, including a writedown of CHF15 billion in additional Tier 1 (AT 1) capital notes required by the industry regulator after the merger.

The lender’s reported wealth management and net asset outflows were accompanied by mass layoffs, which began in January and continued through March before the announcement of the acquisition of UBS-Credit Suisse. In addition, UBS announced the reduction of 36,000 jobs in the finance and technology sector after the acquisition.

Meanwhile, not only does UBS face opposition from the Swiss lawmaker regarding the Credit Suisse takeover; The country’s public prosecutors are also investigating the circumstances surrounding the takeover to determine whether there was any criminal violation.

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AssetscapCreditlawmakersSuisseSwisstakeoverUBS
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