Westpac forecasts RBNZ will raise cash rate to 6%, keep it there until mid-2024

Westpac forecasts RBNZ will raise cash rate to 6%, keep it there until mid-2024

Westpac in New Zealand expects the RBNZ cash rate to reach 6% by August.

WPAC says:

  • By mid-2024, it should be clear that inflation pressures have abated considerably, that the CPI is closer to 4% and that the probability of reaching 3% will become “more than a figment of an economist’s wild imagination.”
  • “As always, there are significant risks to these central projections – but we believe these remain to the upside in terms of continued inflation and therefore interest rates.”

  • “One of the main upside risks is the size and breadth of the migration cycle that we are now firmly within. We have included a reasonable assessment of what to expect but if a larger and longer-lasting migration cycle occurs, we expect the net demand effect on the economy and inflation to be larger and more consistent.”

  • But if inward migration leads to an early return to a solid housing market, Westpac said the resulting boost to consumption, investment and the labor market could really challenge the assumption that inflation expectations remain fixed on the 1-3 percent target range.

The RBNZ cash rate is currently 5.25%.

Upcoming meetings:

cashforecastsmid2024RaiserateRBNZWestpac
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