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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. There is always an investment going on in the crypto industry. Investors and even coin…

When my startup, Figure, recently withdrew our OCC bank application, many in the media took it as a sign that fintechs like us need to become a bank to survive—but that the process is simply too hard. They got it wrong. Figure didn’t…