summary: Its headquarters in Cleveland, Ohio, is one of the largest banks in the United States, with more than $ 187 million in assets. It runs 953 branches in 16 states: Alaska, Colorado, Connecticut, Florida, Idahu, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
KEYBANK provides three examination accounts for personal banking customers:
Each of the main smart examination accounts and Keybank troubles do not contain monthly maintenance fees or worldly deposits. Meanwhile, the check -up account gains interest and provides an annual cash bonus worth $ 100, although it comes with monthly maintenance fees worth $ 25 (which can be waived by meeting certain requirements) and at least at at least $ 50.
Key Bank offers four types of savings accounts:
The traditional savings account, the main active provider, contains a monthly applicable monthly fee of $ 4 and enter the minimum value of $ 10, while the savings account for children does not contain monthly fees and deposit the minimum value of $ 10. The money market account contains an opening deposit of at least $ 5,000 and a monthly fee of $ 20.
KEYBANK CDS provides conditions from six months to 10 years and deposit the minimum of $ 2500. It also contains jumbo tablets that require a deposit of at least $ 100,000 and conditions ranging from seven to 10 years. Depending on your balance, you can earn up to 4 % APY with a Keybank CD.
KEYBANK offers four credit cards, offering many cash, bonuses and privileges. There is also an guaranteed credit card option.
KEYBANK has a wide range of lending services, including real estate loans, home loans, personal loans, credit lines, vehicle loans and student loans.
Keybank has a wide range of investment products, including IRAS, pensions, investment funds, managed accounts, savings plans in education, and investment accounts in health savings.
KEYBANK sells long -term care insurance and several types of life insurance.
In addition to personal banking services, Keybank also meets small and commercial banking customers.
KEYBANK fees are not high, but customers should be familiar with them.
Although two bank verification accounts do not contain monthly fees, the selection of the key that receives $ 25 a month after a period of grace for a period of three months. But you can avoid these drawings by meeting one of the following criteria:
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Receive at least $ 5,000 in direct deposits for each statement period.
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Get a joint balance of $ 15,000 or more via KEYBANK examination, savings, CDs, retirement accounts or other investments.
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Be a member of the Keywork and get at least $ 3,000 in the cumulative direct deposits for each statement period. ›
Keybank's standard savings account also contains monthly fees, but it is much less than 4 dollars per month. Like checking the keys, these fees are also applicable. To skip the fees, you need to calculate the Keybank consumer.
There are also certain fees for using ATMs, exposed withdrawal, and other account services:
Pros:
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A set of products and services: The KEYBANK and service product range means that you may find everything you need, including examination, savings, credit cards, investments, and loans.
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Customer Service 24/7: KEYBANK provides a clock customer service throughout the week on the week – or you can chat with an online actor through the mobile phone application.
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Wide -range ATM branch and network: KEYBANK has more than 900 branches and access to more than 40,000 ATMS KEYBANK and Allpoint.
cons:
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The minimum high deposits of certain accounts: There is a relatively minimum of deposit requirements for CDs and money market accounts, which may be exorbitant to start savings.
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Monthly maintenance fees for certain accounts: Many accounts come with monthly maintenance fees. In addition, there are other fees that must be paid attention to, such as the ATM fee outside the network, open drawing fees, and negative transmission fees.
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Low interest rates for savings: You can find high interest rates elsewhere, especially in banks online. As of the time of writing this report, only the Saver Active Saver Active account earns 0.01 %.
There are several ways to access the Keybank customer service, including the customer service line around the clock throughout the week. You can also access support, depending on the product or service you need to help, by connecting to specific phone numbers on it Contact page for Keybank. Here are some useful numbers:
If you are currently KEYBANK, you can log in to your online account to access my behalf, which is a virtual aid tool. This service can even connect you to a professional in customer service within the following days and hours:
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From Monday to Friday, from 7:00 am to midnight East time
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Saturday and Sunday, from 8:00 am to 9:00 pm East time
Finally, you can visit the Keybank branch for personal support. Find a branch near you using the bank The specified tool.
For comfortable banking services on the move, KEYBANK provides a mobile phone application available in the Apple App Store and Google Play Store. Both versions receive high reviews of 4.7 and 4.6 out of 5 stars, respectively. In addition to accessing your accounts and customer service around the clock throughout the week, the application allows you to prepare account alerts, lock cards, lock, pay bills, transfer money, deposit checks, and more. The app also allows Biometric login for rest and safety.
A page on Keybank stands out in sustainability. Specifically, Keybank has announced many environmental goals in 2022 and is working on these goals. So far, the bank has funded $ 10 billion from its 38 billion dollars to support environmental causes that address climate change. It has also reached the mid -road sign to become a neutral of carbon by 2030 and joined the partnership for carbon accounting sites (PCAF).
Read more: What are sustainable banking services?
The Keybank headquarters is located in 127 Square Public Square, Cleveland, Ohio, 44114.
You can access the Keybank customer service at any time using the phone line around the clock 1-800-539-2968.
Yes, Keybank believer FDIC (CERT. # 17534). This guarantees your deposits up to $ 250,000 in the case of bank failure.
KEYBANK has many guidance numbers that vary depending on the case. If you have a keybank account, you can find your router number within your online account or search for the first group of numbers in the lower left corner of the check. You can also consult KEYBANK guidance list as the case.
Some of the largest Keybank disadvantages include requirements and minimal deposit requirements, especially monthly maintenance fees and ATM fees outside the network. In addition, you can find interest rates at the highest savings account elsewhere.
Unlike credit federations, where you have to qualify for membership, anyone can generally use Keybank. There may be some restrictions on some accounts – for example, the majority era should be to open an account on your own, and children's accounts have age restrictions.
Sometimes, banks may offer a cash bonus to open a new account. At the time of writing this report, KEYBANK offers a $ 300 bonus to rehabilitate new customers with a major smart examination account. To qualify to get this reward, you must put a directly qualified deposit of at least $ 1,000 within 60 days of opening the account. This offer ends on March 21, 2025.
Read more: The promotional offers for the new banking account today: win up to $ 3000
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