Opinion: Maksym Sakharov, co -founder and executive director
Current markets are witnessing the back winds as a result of the definitions imposed by the American administration and the reprisals of commercial partners. However, market supporters say so far that Trump's tariff is primarily a negotiating strategy, and its impact on companies and consumers will continue to be managed.
Understanding in the market pushes the institutional interest
In addition to uncertainty are inflationary pressures that can challenge the expectations of reducing the US Federal Reserve. Besides, the imminent financial debate in Washington on the federal budget also causes market tensions.
Debt ceiling solution is still an urgent problem, as the cabinet is currently dependent on “unusual measures” to meet American financial obligations. The exact timeline of the date of exhausting these measures is unclear, but analysts expect to run after the first quarter.
While the administration suggested canceling the roof of the debt, this may face resistance from the financial conservatives of Congress. According to a recent report, one of the two sectors suffering from fixed growth is stablecoins despite this total economic uncertainty. A lot of folder is running in USDT flows in Tether (USDT) and USDC (USDC).
Stablecoins dominates the dollar
Stablecoins has started as an experiment – a programmed digital currency that would facilitate users to enter the encryption market and trade different digital assets. After a decade, it is an important part of the broader digital financial infrastructure.
The maximum Stablecoin market is currently $ 226 billion and continues to expand. The demand for emerging markets pays this growth. The latest ARK Invest's report states that the dollar stablecoins dominates the market. They represent more than 98 % of Stablecoin supplies, with gold -backed Stablecoins and euro -backed Stablecoins only shares a small part of the market.
In addition, the USDT of Tether represents more than 60 % of the total market. ARK research indicates that the market will expand and include the Asian -backed Stablecooins.
recently: The United States will use Stablecoins to ensure the domination of the dollar – Scott best
Besides, digital assets pass through a transformation characterized by “stablecoinization” and “dollar”. Asian countries such as China and Japan have led to unloading record amounts of US Treasury bonds. The Kingdom of Saudi Arabia has completed its 45 -year Petrovar Agreement, and the BRICS countries are increasingly exceeding the fast network to reduce dependence on the US dollar.
Bitcoin (BTC) and ETHER (ETH) were traditionally the basic entry points in the ecosystem of digital assets. However, Stablecoins has taken the initiative over the past two years, which now represents 35 % – 50 % of Onchain transactions.
Despite the global organizational opposite winds, emerging markets adopt Stablecoins. In Brazil, 90 % of cylinder transactions are made via Stablecoins, and are mainly used in international purchases.
The visa report in Nigeria, India, Indonesia, Turkey and Brazil is the most active Stablecoin market, and Argentina ranked second in Stablecoin Holdings. In addition, six out of 10 purchases in the country were performed using the bound Stablecoins in dollars, with a convergence of parity between USDC and USDT.
This shift towards Stablecoins in Argentina is driven by high inflation and the need to protect against the reduction of the value of Argentine peaso. People in unstable currencies turn into stablecoins, such as USDT, to protect their wealth.
Deobanks and its role in high -risk areas
Stablecoins paved the way for a new generation of financial services. For example, Stablecoins provided the foundation of the decentralized ONChain banks, or Debanks, which adopts Stablecoins as an original currency.
Deobanks make banking services and digital financial services accessible to all, even people who do not meet strict account opening criteria. It also attracts people who do not trust traditional institutions with their money. Users maintain full control of their money through uncomfortable accounts and enjoy transparency in actual time.
The decentralized nature of Deobanks replaces the brokers with smart contracts that directly link the personal portfolios to digital bank accounts. This approach reduces costs and speeds transactions. Onchain data transparently maintains all the details of the transaction. The result is an effective and comprehensive financial model.
What awaits us
Analysts expect that the maximum Stablecoin market will exceed $ 400 billion in 2025. Deobanks brings a new advantage to this growth, using Stablecoins to advance economic growth and expand digital payment networks. They open new ways to across the border and new opportunities for financial integration.
In the next few years, the common rise of Stablecoins and ONSAIN banks will prevent the next generation how money is processed across borders and transactions. The Blockchain integration will eventually enhance the rear end and the Stablecoin Foundation low fees, the fastest payments and the broader access to financial services. The trend is a shift away from old systems and indicates a more flexible financial ecosystem.
Opinion: Maksym Sakharov, co -founder and executive director of the WeFi Group.
This article is intended for general information purposes and does not aim to be and should not be considered legal or investment advice. The opinions, ideas and opinions expressed here are alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.
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